Young families
Two incomes, small kids, a big mortgage.
- Term life sized to the mortgage and the child-raising years
- Disability coverage — insurance for the paycheck itself
- Education savings that start while time is still the asset
Full-service financial & insurance firm
Where America comes for financial advice.
We help individuals, families, retirees, and business owners navigate their finances — so you can spend your time doing the things you love with the people you love.
Check the background of our firm and our financial professionals on FINRA’s BrokerCheck — a free tool for researching brokers, brokerage firms, investment advisers, and investment adviser firms.
Request guidance — free consultation
Life · Long-Term Care · Disability · 401(k) & Retirement
Serving families & businesses from two offices — Illinois & Nevada
Guidance first: we will not turn away anyone looking for help
Se habla español — Spanish-speaking guidance available
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Offices — Warrenville, IL & Las Vegas, NV
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Of people who ask for help get seen — no one is turned away
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Steps from first call to a plan in force
What we safeguard
Seven pillars of a protected life.
Every plan we write starts with a question: what — and who — are you protecting? These seven disciplines are how we answer it.
Life Insurance
Term, whole, and universal coverage that makes sure the people who depend on you never have to start over.
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Long-Term Care
Plans for the years that need the most planning — protecting your savings and your family from the cost of extended care.
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Medicare & Medicaid
Four programmes, several deadlines, and penalties that last a lifetime — understood before the clock runs out.
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Disability Insurance
Your income is the engine of every other plan. We insure the paycheck, so one bad year can't undo twenty good ones.
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401(k) & Retirement
From plan design for business owners to rollovers and income strategy — retirement, engineered on purpose.
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Estate Planning
Everything you built goes somewhere. Wills, trusts and directives decide where — and we see the plan through to funding.
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Property & Casualty
Auto, home, umbrella, and business insurance — shopped across carriers, reviewed at every renewal.
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Also within our practice —
Annuities
Medicare & Medicaid
Social Security Maximization
Mortgage Protection
Final Expenses
Education Planning
Who we serve
Advice for the people doing the building.
Individuals, families, retirees, and business owners — different seasons, different stakes, the same standard of care.
Established households
Peak earning years — with parents aging and tuition looming.
- Layered coverage that matches how the obligations actually stack
- Long-term care planning — for your parents, then for you
- Catch-up era retirement contributions, invested deliberately
Pre-retirees & retirees
The decade where decisions become permanent.
- Social Security timing — the household math, not the rule of thumb
- 401(k) rollovers and a withdrawal order that respects bad years
- Medicare enrollment without the lifelong late penalties
Business owners
A payroll of families depends on what you built.
- 401(k) plan design your employees actually understand
- Key-person and buy-sell coverage, funded properly
- Succession that protects the business and the family both
Our mission · Opportunity for all
"Give me your tired, your poor, your huddled masses yearning to breathe free."
Inscribed on the Statue of Liberty · The promise we keep alive
Our mission is to make real financial guidance a birthright, not a privilege — for the family signing their first policy and the founder planning their exit, in Chicagoland, in Las Vegas, and everywhere duty takes the people we serve. We measure ourselves by promises kept: no one who asks for help is turned away, and no plan leaves our desk that we wouldn't sign for our own families.
The people behind every policy
Who we serve
Built for the people who carry other people.
We are a full-service firm helping individuals, families, retirees, and business owners achieve their financial goals.
We excel in helping those who are…
- Concerned about outliving their retirement nest egg
- Unsure how — and when — to start collecting Social Security
- Worried what would happen to their family after a death or disability
- Fed up with the silence from their current financial advisor
The associates
The people behind your plan.
Advisors, insurance professionals, and client service across our Warrenville and Las Vegas offices — built to know your name and your plan.
JK
Jonathon P. Krikie Sr.
President · Financial Advisor
401(k) & Retirement · Life
630-341-1127
JonathonKrikie@americanafg.com
LH
Letty Hawkes
Registered Representative
Life Insurance
847-602-9307
LettyHawkes@americanafg.com
DR
Dusan Roller, CPA
CPA · Insurance Professional
Tax & CPA Services
630-890-0649
DusanRoller@americanafg.com
SW
Sharla Walford
Insurance Professional
Life Insurance
773-397-9015
sharlawalford@americanafg.com
JE
Jennifer Estoll
Relationship Manager
Client Services
630-674-5511
JenniferEstoll@americanafg.com
JH
Jamie Hertz
Administrative Assistant
Office Administration
630-673-1409
JamieHertz@americanafg.com
IK
Iryna V. Krikie
Office Assistant · Life & Health Agent
Life & Health · Medicare
702-980-3765
irynavkrikie@americanafg.com
NI
Nancy Ignacio
Life & Health Insurance Agent
Life & Health
630-329-2032
nignacio77@yahoo.com
JH
Jonathan Hall
Insurance Professional
Disability Insurance
309-275-7758
jonathanhall@americanafg.com
TC
Tyrone Chappelle Sr.*
Insurance Professional
Long-Term Care
630-408-2448
tyronechappelle@americanafg.com
TD
Tanya Danilkovich*
Insurance Professional
Healthcare & Medicare
630-901-7006
tdanilkovich@americanafg.com
ML
Manny Lopez*
Insurance Professional
Long-Term Care
815-761-4521
mannylopez@americanafg.com
LC
Le Roy Churchill IV
Life & Health Agent
Life Insurance
708-267-7079
leroychurchill@americanafg.com
Two offices, one firm
Two Locations. One Family.
Illinois or Nevada, it's the same firm behind the door — one process, one standard, and a team that already knows your plan when you call.
Our process
Three steps. Start with a phone call.
No cost, no paperwork to prepare, and no obligation at any point — change direction or step away whenever you like. The plan is yours, not ours, and most people know by the end of step one whether we're the right fit.
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01
The discovery call
Twenty minutes on the phone. You tell us what you're worried about and what you're building toward. Bring nothing — we just listen.
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02
Your plan, clearly explained
We gather only what's necessary, verify every number, and come back with written recommendations — what it costs, what it protects, and what happens if you do nothing.
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03
Your plan goes to work
We handle the applications, the underwriting, and the paperwork, then review it with you every year as life changes.
- No cost to start
- No obligation, ever
- No one who asks for help is turned away
Free · About 20 minutes · Nothing to prepare
Common questions
The things people ask us before they call.
Straight answers. If your question isn't here, call either office and ask — we don't charge for questions.
What does a first meeting cost?
Nothing. The discovery call and the plan presentation are both free, and there's no obligation to buy anything at the end of either. If we're not the right fit, we'll tell you.
Do I need a certain amount of money to work with you?
No. We will not turn away anyone looking for help. We work with families writing their first policy and with business owners planning an exit — the standard of care is the same.
How do you get paid?
Primarily through commissions paid by the insurance carriers when coverage is placed, and through advisory arrangements where applicable. We'll tell you exactly how we're compensated on any recommendation, before you decide.
Are you independent, or captive to one company?
Independent. We shop coverage across many carriers rather than selling a single company's shelf, and our property & casualty, life, and long-term care quotes are compared across the market.
Do I have to come into an office?
Never required. We have offices in Warrenville, IL and Las Vegas, NV, and you're welcome in either — but most of our planning happens by phone and video with clients across the country.
What happens to my information?
It stays with our firm. We don't sell or share client information with unaffiliated third parties for marketing. Please don't send account or Social Security numbers through the website — we'll collect anything sensitive over a secure channel.
How do I check your background?
Please do. FINRA's BrokerCheck is a free public tool for researching the background of financial professionals and firms. The link is at the bottom of every page here.
The reading room
Understand it before you sign it.
Clear guides and planning tools — because good decisions start with good information.
Featured · Interactive + free PDF
The Social Security & Medicare field guide
Claiming ages, spousal benefits, Parts A–D, and the enrollment windows — six chapters you can turn like pages, or take with you as a free PDF.
Open the guide → Guide · InsuranceLife insurance with long-term care benefits: a critical combo
Hybrid policies can protect your family twice — a death benefit if you pass, care benefits if you don't.
Read the guide → Tool · CalculatorProject your retirement savings in thirty seconds
Five sliders, one honest picture of where your current pace is taking you — and what changing it would do.
Try the calculator →Free · Nothing to install
Want the Social Security & Medicare guide as a PDF?
Enter your email address and we'll send it — the download unlocks here immediately.
Unlocked. A copy is on its way to you.
Download the PDF →The first conversation is free
Your family's next fifty years deserve an hour.
Sit down with a licensed professional from either office — in person, or by phone.
Warrenville, IL630-389-3014
Las Vegas, NV702-867-3177